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Why Saving Money Is Not Enough in an Inflation Economy

Saving money has long been considered a smart financial habit. We’re taught to “put something aside,” build an emergency fund, and avoid spending everything we earn. But in today’s economy—where prices rise faster than salaries—saving alone is no longer enough. In an inflation-driven economy like Nigeria’s, how you save matters just as much as how…

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Planning for 2026: A Step-by-Step Guide to Building a 6-Month Emergency Fund in Nigeria

As 2026 approaches, one financial goal should be non-negotiable: building an emergency fund. In Nigeria, where fuel prices can change overnight, inflation keeps rising, and unexpected expenses are almost guaranteed, having an emergency fund is no longer a luxury — it’s survival planning. This guide breaks down exactly how Nigerians like you and me can…

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What’s Your Money Plan for 2026?

Take a moment and breathe. 2025 is almost behind us… and if we’re being honest, many of us didn’t manage our money the way we hoped. Life happened. Bills happened. Unexpected expenses showed up uninvited. And somehow, the money we thought we had disappeared quietly month after month. But here’s the real question: Do you have a plan for 2026? What’s…

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How Can Young Nigerians Save Consistently Despite The Low Income and Rising Inflation?

Saving money in Nigeria today isn’t easy — especially for young people dealing with low income, unstable job opportunities, and rising inflation. Prices keep going up, salaries hardly move, and emergencies appear from nowhere. Yet, the truth remains: consistent saving is still possible when the right structure is in place. This is where intentional planning and…

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SavingsBox Announces New Interest Rate on Its Savings and Investment Products

Fintech startup celebrates over 11,000 active users within first year of operations. SavingsBox, a rapidly growing fintech company launched in January 2024, has announced a significant increase in its fixed-deposit investment interest rate to 25% per annum. The move comes as the company celebrates surpassing 11,000 active users within its first year of operations. Speaking on the…

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Top 5 Reasons You’re Not Saving and How to Fix It

We all know saving money is important—whether it’s for emergencies, rent, school fees, or that dream trip to Dubai. But let’s be honest: saving in Nigeria is not easy. With rising costs, unexpected family responsibilities, and endless temptations (hello, Jumia deals), many people find themselves broke by mid-month. But what if the real issue isn’t…

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