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Savings Tips

What’s Your Money Plan for 2026?

Take a moment and breathe. 2025 is almost behind us… and if we’re being honest, many of us didn’t manage our money the way we hoped. Life happened. Bills happened. Unexpected expenses showed up uninvited. And somehow, the money we thought we had disappeared quietly month after month. But here’s the real question: Do you have a plan for 2026? What’s…
2 days ago0Comments

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2025 Savings

How Can Young Nigerians Save Consistently Despite The Low Income and Rising Inflation?

Saving money in Nigeria today isn’t easy — especially for young people dealing with low income, unstable job opportunities, and rising inflation. Prices keep going up, salaries hardly move, and emergencies appear from nowhere. Yet, the truth remains: consistent saving is still possible when the right structure is in place. This is where intentional planning and…
5 days ago0Comments

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Savings Savings & Investments

SavingsBox Announces New Interest Rate on Its Savings and Investment Products

Fintech startup celebrates over 11,000 active users within first year of operations. SavingsBox, a rapidly growing fintech company launched in January 2024, has announced a significant increase in its fixed-deposit investment interest rate to 25% per annum. The move comes as the company celebrates surpassing 11,000 active users within its first year of operations. Speaking on the…
August 8, 20250Comments

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Financial Literacy Financial Planning Personal Finance

Top 5 Reasons You’re Not Saving and How to Fix It

We all know saving money is important—whether it’s for emergencies, rent, school fees, or that dream trip to Dubai. But let’s be honest: saving in Nigeria is not easy. With rising costs, unexpected family responsibilities, and endless temptations (hello, Jumia deals), many people find themselves broke by mid-month. But what if the real issue isn’t…
August 5, 20250Comments

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Financial Literacy Financial Tips Fintech & Digital Banking

Digital Savings vs. Traditional Ajo: Which Works Best for Nigerians?

In the ever-changing landscape of personal finance in Nigeria, the debate between digital savings apps like Savingsbox, versus the age-old traditional Ajo system (also known as Esusu or thrift contribution) continues to grow. As more Nigerians seek financial security and smart savings options, it’s important to ask: which works best — digital savings or traditional Ajo?…
July 24, 20250Comments

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Budgeting Personal Finance

5 Budgeting Mistakes Nigerians Make (And How to Fix Them)

In a fast-paced economy like Nigeria’s, effective budgeting is the foundation of financial freedom. Yet many Nigerians struggle with common pitfalls that derail their financial plans. From setting unattainable targets to neglecting the little daily expenses, these errors can snowball into debt, stress, and missed opportunities. This blog highlights 5 budgeting mistakes Nigerians make and…
July 9, 20250Comments

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Financial Literacy Financial Planning Financial Tips

The Real Cost of ‘Soft Life’: How Lifestyle Creep Drains Your Wallet

In Nigeria today, the term “soft life” has become synonymous with ease, luxury, and enjoyment. From weekly brunch dates to the latest iPhones, many young Nigerians are striving to live their best lives. But what happens when the chase for comfort begins to sabotage your long-term financial goals? This blog explores the real cost of…
July 2, 20250Comments

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