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How to Save Consistently Even When You Earn Irregular Income

In Nigeria, many people earn irregular income—freelancers, small business owners, market traders, ride-hailing drivers, and commission-based sales agents. Saving money under these conditions can be difficult, but it’s not impossible. In this guide, you’ll learn practical money tips, budgeting strategies, and saving techniques to help you stay financially stable—no matter how unpredictable your income is.…

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“Mummy, Money & Me” – Smart Ways Nigerian Mothers Are Winning with Savingsbox

Being a mum in Nigeria isn’t beans. From cooking for the family, sorting school fees, managing the home, to making sure everyone at home is healthy— it's a full-time job that deserves an award. But beyond daily responsibilities, many Nigerian mothers are also quietly becoming money-smart – thanks to digital savings platforms like Savingsbox. In…

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Start Small, Grow Big: How to Build Wealth in Nigeria Through Consistent Savings

  Dear Nigerian, Let’s be honest—life in Nigeria can be unpredictable. One minute you’re planning your week, the next minute fuel price has gone up, the naira has dropped again, or a family emergency shows up. In times like this, many people feel saving money is impossible. But the truth is this: you don’t need to earn millions…

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How to Choose Between Target Savings and Fixed Deposit in 2025

When it comes to building financial stability in Nigeria, saving smartly is just as important as earning. With inflation on the rise, the naira fluctuating, and unexpected expenses becoming more common, every naira counts. Two of the most reliable and accessible savings tools available to Nigerians today are Target Savings and Fixed Deposits. While both can…

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Pros and Cons of Fixed Deposit in Nigeria

Fixed deposits (FDs) are one of the most popular investment options in Nigeria. They offer a safe way to grow your money with little risk. But, just like any financial decision, fixed deposits come with their advantages and disadvantages. If you’re considering locking your money in a fixed deposit, this guide will help you understand…

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