Meet Amina.
Amina is a mother of four, living in Abuja. Every Christmas period, she finds herself stressed about one thing: foodstuff.
Prices keep going up. The market is always crowded. And just when she thinks she has planned well, something comes up and she has to spend more than expected.
Last year, Amina tried…
Fixed deposits (FDs) are one of the most popular investment options in Nigeria. They offer a safe way to grow your money with little risk. But, just like any financial decision, fixed deposits come with their advantages and disadvantages. If you’re considering locking your money in a fixed deposit, this guide will help you understand…
Many Nigerians shy away from investing because they believe it requires huge capital. But what if I told you that with as little as ₦5,000, you can begin your journey toward financial growth? Let’s explore simple and practical ways to start investing, even on a tight budget.
1. Micro-Investments: Small Drops Make an Ocean
Imagine this:…
Financial independence is crucial for Nigerian women looking to build a secure future. Many women juggle multiple responsibilities, from family to career, yet often overlook wealth-building strategies. Investing is not just for the wealthy, it’s a powerful tool every woman can use to grow her money and secure her future. This article highlights unique and…
Nigeria is full of opportunities, but with rising inflation and economic uncertainties, smart investments have become more crucial than ever. Whether you're a salary earner, an entrepreneur, or someone looking to grow your wealth, knowing where to invest in 2025 can make all the difference.
This guide will walk you through the best investment opportunities in…
Business loans can be a game-changer for Nigerian entrepreneurs, providing the much-needed capital to expand operations, invest in equipment, or increase inventory. However, if not managed properly, they can quickly become a financial burden, leading to a debt trap. This guide will help you understand “how to use loans wisely” while maintaining financial discipline.
Borrow…
Starting or growing a business in Nigeria is exciting, but it often requires money—sometimes more than you have at hand. This is where business loans come in. However, choosing the right loan can be confusing, especially if you’re new to the game. This guide will help you understand different types of business loans and how…
Valentine’s season is here, and love is in the air! But beyond the chocolates and flowers, have you ever thought about how love can also mean financial support? For many couples, running a business together or supporting each other’s hustle is a reality. But what happens when money—especially loans—gets involved? Can couples successfully navigate business…
Starting or growing a business requires money. Many people have good business ideas but lack the funds to make them a reality. A business loan can help you get started and expand. But how do you use it wisely? Here is a simple step-by-step guide to help you.
Step 1: Have a Clear Business Plan
Before…
The year is moving fast, but it’s never too late to take control of your finances. Whether you’re just starting out or already working towards your goals, adopting smart financial habits can make a big difference. In Nigeria, where unexpected expenses and rising costs can catch anyone off guard, having a solid financial plan is…