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Financial Planning

Financial Planning

The Real Cost of ‘Soft Life’: How Lifestyle Creep Drains Your Wallet

In Nigeria today, the term “soft life” has become synonymous with ease, luxury, and enjoyment. From weekly brunch dates to the latest iPhones, many young Nigerians are striving to live their best lives. But what happens when the chase for comfort begins to sabotage your long-term financial goals? This blog explores the real cost of…

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Financial Goals Nigerians Should Be Setting in Their 20s, 30s, and 40s

In Nigeria's fast-paced economy, setting the right financial goals at each stage of life can determine your long-term success and peace of mind. Whether you're fresh out of school, starting a family, or thinking about retirement, there's a money milestone you should be aiming for. This guide explores practical financial goals Nigerians should set in…

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How to Choose Between Target Savings and Fixed Deposit in 2025

When it comes to building financial stability in Nigeria, saving smartly is just as important as earning. With inflation on the rise, the naira fluctuating, and unexpected expenses becoming more common, every naira counts. Two of the most reliable and accessible savings tools available to Nigerians today are Target Savings and Fixed Deposits. While both can…

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