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Tag: Budgeting Tips

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Financial Tips Saving Tips Savings

Savings vs Investment: Which One Should You Prioritize First as a Nigerian?

If you ask 10 Nigerians about money, at least 7 will tell you, “I want to invest.” Crypto. Real estate. Forex. Stocks. Side businesses. But here’s the uncomfortable truth many people skip👇 Investing without proper savings is gambling. So the real question isn’t savings vs investment — it’s what comes first? Let’s break it down: What Is Savings (Really)? Savings is money…
February 9, 20260Comments

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Beginner Investment Tips Saving Tips Savings

Why Saving Money Is Not Enough in an Inflation Economy

Saving money has long been considered a smart financial habit. We’re taught to “put something aside,” build an emergency fund, and avoid spending everything we earn. But in today’s economy—where prices rise faster than salaries—saving alone is no longer enough. In an inflation-driven economy like Nigeria’s, how you save matters just as much as how…
January 12, 20260Comments

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Financial Literacy Financial Planning Personal Finance

Top 5 Reasons You’re Not Saving and How to Fix It

We all know saving money is important—whether it’s for emergencies, rent, school fees, or that dream trip to Dubai. But let’s be honest: saving in Nigeria is not easy. With rising costs, unexpected family responsibilities, and endless temptations (hello, Jumia deals), many people find themselves broke by mid-month. But what if the real issue isn’t…
August 5, 20250Comments

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