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Tag: Digital savings in Nigeria

Planning for 2026: A Step-by-Step Guide to Building a 6-Month Emergency Fund in Nigeria

As 2026 approaches, one financial goal should be non-negotiable: building an emergency fund. In Nigeria, where fuel prices can change overnight, inflation keeps rising, and unexpected expenses are almost guaranteed, having an emergency fund is no longer a luxury — it’s survival planning. This guide breaks down exactly how Nigerians like you and me can…

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Digital Savings vs. Traditional Ajo: Which Works Best for Nigerians?

In the ever-changing landscape of personal finance in Nigeria, the debate between digital savings apps like Savingsbox, versus the age-old traditional Ajo system (also known as Esusu or thrift contribution) continues to grow. As more Nigerians seek financial security and smart savings options, it’s important to ask: which works best — digital savings or traditional Ajo?…

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