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Tag: how to save money in Nigeria

Planning for 2026: A Step-by-Step Guide to Building a 6-Month Emergency Fund in Nigeria

As 2026 approaches, one financial goal should be non-negotiable: building an emergency fund. In Nigeria, where fuel prices can change overnight, inflation keeps rising, and unexpected expenses are almost guaranteed, having an emergency fund is no longer a luxury — it’s survival planning. This guide breaks down exactly how Nigerians like you and me can…

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Digital Savings vs. Traditional Ajo: Which Works Best for Nigerians?

In the ever-changing landscape of personal finance in Nigeria, the debate between digital savings apps like Savingsbox, versus the age-old traditional Ajo system (also known as Esusu or thrift contribution) continues to grow. As more Nigerians seek financial security and smart savings options, it’s important to ask: which works best — digital savings or traditional Ajo?…

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How to Save Consistently Even When You Earn Irregular Income

In Nigeria, many people earn irregular income—freelancers, small business owners, market traders, ride-hailing drivers, and commission-based sales agents. Saving money under these conditions can be difficult, but it’s not impossible. In this guide, you’ll learn practical money tips, budgeting strategies, and saving techniques to help you stay financially stable—no matter how unpredictable your income is.…

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