In the ever-changing landscape of personal finance in Nigeria, the debate between digital savings apps like Savingsbox, versus the age-old traditional Ajo system (also known as Esusu or thrift contribution) continues to grow. As more Nigerians seek financial security and smart savings options, it’s important to ask: which works best — digital savings or traditional Ajo?…
In Nigeria, many people earn irregular income—freelancers, small business owners, market traders, ride-hailing drivers, and commission-based sales agents. Saving money under these conditions can be difficult, but it’s not impossible. In this guide, you’ll learn practical money tips, budgeting strategies, and saving techniques to help you stay financially stable—no matter how unpredictable your income is.…
In Nigeria today, where the cost of living keeps rising, managing family finances can feel like a big challenge. From paying school fees to buying foodstuff and paying rent, money always seems to finish before the end of the month. But there is hope. With good family budgeting, you can take control of your finances…