If you ask 10 Nigerians about money, at least 7 will tell you, “I want to invest.”
Crypto. Real estate. Forex. Stocks. Side businesses.
But here’s the uncomfortable truth many people skip👇
Investing without proper savings is gambling.
So the real question isn’t savings vs investment — it’s what comes first?
Let’s break it down:
What Is Savings (Really)?
Savings is money…
For years, many Nigerians have been taught one simple rule about money: “Just save your money in the bank.”
It sounds responsible. It feels safe. But here’s the uncomfortable truth 👇 Saving money without earning interest is slowly making you poorer.
This is the biggest lie Nigerians were told about saving.
Why Traditional Saving No…
Saving money has long been considered a smart financial habit. We’re taught to “put something aside,” build an emergency fund, and avoid spending everything we earn. But in today’s economy—where prices rise faster than salaries—saving alone is no longer enough.
In an inflation-driven economy like Nigeria’s, how you save matters just as much as how…