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Many Nigerians think you need a lot of money to invest. But that’s not true. With as little as just ₦10,000, you can start small and grow your money over time.
Whether you’re a student, youth corper, business owner, or salary earner, there are simple ways to invest and build wealth in Nigeria. Let’s look at 5 easy investment options you can start with today — including Savingsbox Fixed Deposit.
1. Savingsbox Fixed Deposit
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Minimum Amount: ₦5,000
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Returns: 25% per year
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Risk: Very low
This is a safe and simple way to grow your money. You put in your money and leave it for a set time (like 3,6,9 months or 1 year). At the end of that time, you get your money back plus interest.
https://dashboard.savingsbox.ng/auth/register
Why it’s good:
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Safe and secure
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You earn 25% interest per year
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Good for long-term savings
2. PiggyVest SafeLock
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Minimum Amount: ₦1,000
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Returns: Up to 13% per year
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Risk: Low
PiggyVest lets you lock your money for a time (like 90 days or 6 months). The longer you lock it, the more interest you get.
Why it’s good:
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Easy to use
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You get your interest upfront
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Helps you save without spending it
3. Cowrywise Mutual Funds
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Minimum Amount: ₦1,000
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Returns: 8% to 20% yearly
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Risk: Low to medium
Cowrywise allows you to invest in mutual funds — which means your money is used to buy shares, bonds, or government securities. Professionals manage it for you.
Why it’s good:
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Professionals manage your money
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You can withdraw anytime
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You see your money grow gradually
4. Risevest Dollar Investment
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Minimum Amount: ₦10,000
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Returns: 10% to 14% per year
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Risk: Medium
Risevest helps you invest in foreign (dollar) investments like real estate and stocks in the US. This protects your money from the falling Naira value.
Why it’s good:
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Earn in dollars
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Beat inflation
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Build wealth globally
5. Farmcrowdy or Thrive Agric
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Minimum Amount: ₦5,000 to ₦10,000
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Returns: 15% to 25% per farming cycle
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Risk: Medium to high
These platforms let you invest in farming. You give money to support farmers, and after harvest, you get your capital and profit.
Why it’s good:
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High returns
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You help local farmers
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Investment is time-based (like 6–9 months)
If you’re looking for a safe and high-return option, Savingsbox Fixed Deposit at 25% per year is a smart way to begin.
👉 Click here to start a Savingsbox Fixed Deposit
Grow your money safely with 25% returns per year.